Home Improvement Financing to Fit Your Needs
The GreenSky® Loan Program's focus is simple - to help you achieve the home of your dreams! The GreenSky® Program offers a streamlined and convenient way to pay for many home improvement projects.
Select Plan Option
Easy, Paperless Application
Apply via the Mobile App
Or by Phone: 866-936-0602
Fast Credit Decision
For more information visit GreenSky.com
Fixed Rate 6.99% APR for 120 Months
| Plan# | APR | Months | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 2736¹ | 6.99% | 120 Months | 120 Monthly Payments of: | $58.03 | $116.06 | $174.09 | $232.11 |
No Interest if Paid in Full Within 12-Month Promo Period, With No Payments Required
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
| Plan# | APR | Months | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 2521² | 15.85% - 21.19% | 12 Months | After Promo Period, 84 Monthly Payments of: | $141.41 | $282.80 | $424.21 | $565.60 |
No Interest if Paid in Full Within 15-Month Promo Period, With Payments Required
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
| Plan# | APR | Months | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 4158³ | 17.99% - 24.99% | 15 Months | After Promo Period, 69 Monthly Payments of: | $126.53 | $253.05 | $379.58 | $506.11 |
Frequently Asked Questions About the GreenSky® Program
Q: Why should | finance my project when | can pay cash or use a credit card?
Financing a project may allow you to spread out the expense and enable increased buying power to fulfill your ideal project
Q: What type of credit is available?
GreenSky® Program loans are unsecured installment loans with APRs that become fixed once the loan enters its amortization period.
Q: Where can | use my loan?
Working with a GreenSky® Merchant, qualified applicants can use loans to pay for products and services to complete their residential project.
Q: How do | pay my contractor?
After your contractor requests a payment, you will receive a text message or email to authorize the transaction.
Q: How long do | have to use my loan?
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions. Please refer to your loan agreement for details.
Q: When is my first payment due?
It depends on your loan plan. There are a range of plans available through the GreenSky® Program, some of which offer deferred or reduced payments during a promotional period Since plan types may vary, however, you should refer to your loan agreement for specific loan terms.
There is no prepayment penalty for early loan payoff.
Q: How do | make a payment?
It's simple - pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
*Need help? Call Hearth at 512-686-4141 * All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. † Funding can be as soon as 24 hours and takes 3-5 days on average. † 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer. ‡ Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.
Contact GreenSky®
CUSTOMER SERVICE HOURS (ET)
Saturday & Sunday: 8 a.m. - 11 p.m.
Monday - Friday: 8 a.m.- 12 a.m.
- Plan 2736. Subject to credit approval. Loan term is 120 months at fixed rate of 6.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 6.99% APR, 120 monthly payments of $11.61. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
- Plan 2521. Subject to credit approval. Rates range from 15.85% - 21.19% APR (interest rates range from 17.99% - 24.99%). Only well-qualified applicants will receive an APR of 15.85%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (*Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 4 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 12 monthly payments of $0 followed by B4 monthly payments of $28.29. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
- Plan 4158. Subject to credit approval. Rates range from 17.99% - 24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 15 month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 69 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
